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Yapily offers two integration paths. Start with Hosted Pages for the fastest setup, or use the Direct API for full control. If you are new to open banking, read Core Concepts first.

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Choose your integration approach

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Fastest way to go live: Hosted Pages

Hosted Pages is a pre-built web flow that handles bank selection, consent, and authorisation for you. For payments, Hosted runs the entire flow end to end. For data, it handles consent and authorisation, then returns a consent token you use with the API to retrieve accounts and transactions. You generate a URL, redirect your user, and Hosted takes care of SCA, bank redirects, and error handling. Key benefits:
  • No frontend engineering required for consent and authorisation flows
  • Handles Strong Customer Authentication (SCA) and bank redirects automatically
  • Customisable branding (logo and colours)
  • Supports both payment and data consent use cases

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For full control: Direct API

The Direct API gives you full control over the payment or data flow. Choose this when you need payment types Hosted does not yet support (bulk, scheduled, periodic, international), when you operate in countries Hosted does not cover, or when you need a fully custom UI.
Not sure which to choose? Most customers start with Hosted Pages and add Direct API integrations for specific use cases later. Read the full Hosted vs API decision guide.

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Before you start

Make sure you have the basics covered before you begin:

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Country coverage

Yapily supports 2000+ institutions across the UK and 20+ European countries including Germany, France, the Netherlands, Italy, Spain, the Nordics, and more. Coverage varies by product and payment type. For Hosted Pages availability, see the Hosted Pages documentation. For a full list of supported institutions, see Institutions.
Need coverage details for a specific country or institution? Contact our team for the latest availability.

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Ready to build?

Set Up Your Environment

Get your API credentials and configure your application.

Try Hosted Pages (Payments)

Make a payment using Yapily’s pre-built UI.

Try Hosted Pages (Data)

Access account data using Yapily’s pre-built consent flow.

Make a Payment via API

Step-by-step tutorial for a direct API payment.

Access Account Data via API

Retrieve accounts and transactions with the API.

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Already integrating?

Quick links for developers already building with Yapily: